Evidence-Based Financial Tools

Our collection of research-backed calculators helps you make smarter financial decisions tailored to your unique situation.

Retirement Planning

  • Plan your retirement with confidence using our research-backed retirement calculator that incorporates Monte Carlo simulations and flexible withdrawal strategies.
  • Project potential investment growth using modern portfolio theory and historical data to compare different asset allocations and investment strategies.

Real Estate

  • Make an informed decision between renting and buying a home with our comprehensive calculator that analyzes the full financial impact of both options.
  • Determine if refinancing your mortgage makes financial sense with our detailed calculator that compares costs, savings, and break-even points.
  • Evaluate potential rental property investments with our capitalization rate calculator that helps you assess the property's return potential and compare investment opportunities.
  • Analyze the potential tax deferral and reinvestment benefits of a 1031 exchange with our calculator, helping you compare scenarios and maximize your real estate investment strategy.

Other

  • Compare and analyze different tariff pricing structures to determine the most cost-effective options for your specific usage patterns and needs.

Loans & Debt

  • Make informed borrowing decisions with our comprehensive loan calculator that shows you the true cost of loans, including amortization schedules and comparison features.

Tax Planning

  • Optimize your tax strategy with our comprehensive tool that helps identify tax-saving opportunities based on your income, investments, and financial goals.

Budgeting

  • Optimize your spending and saving with our behavioral science-based budget analysis tool that helps you align your finances with your values and goals.